Calm money for stablecoins
Kinfi helps you hold, send and receive USDC on Solana, then choose how much eligible balance to allocate to a clearly disclosed earning strategy.
Not a bank. Not a trading terminal. A calm place for your USDC.
How it works
Simple on the surface, careful underneath.
From sign-in to a funded balance takes one calm flow — no jargon, no assumptions.
- 01
Get your wallet
- 02
Hold, send and receive USDC
- 03
Choose to allocate
The product
Everything you need to hold, send and receive USDC.
Calm infrastructure around the money people already hold — with transaction states that tell the truth.
Send USDC with confidence
Validate destination, amount and balance; preview the transaction before signing; require explicit confirmation; and show clear pending, success or failed states — never a false success.
Receive with clarity
Show your Solana address and QR code with copy and share actions, plus USDC and network instructions. Surface a clear network warning and verify the correct USDC mint.
See your balance clearly
Show your USDC balance and SOL fee balance, with balance source and last-refresh state clearly presented. Handle loading and error states gracefully.
Know your history
List supported wallet transactions with amount, status, time and block-explorer link. No duplicates; pending or failed transactions are never shown as completed.
Auto-Earn
Earning is always your choice.
Kinfi helps you keep funds spendable and decide whether to put eligible balance into an earning strategy. Every strategy is clearly disclosed before any allocation, and you stay in control of what moves and when.
What earning means, disclosed
Not a bank deposit
Earning strategies are not bank deposits and are not insured. They can lose value or become temporarily illiquid.
Rate source and freshness
The rate source, timestamp and protocol or market are displayed. The figure may be variable or estimated.
Opt-in by default
Allocation defaults to 0% until the user enables earning. No funds move based solely on a client-side slider.
Safety rails
Policy limits, server-side intent validation, transaction simulation, allowlists, idempotency, rate limits and audit logs.
Exit options
Pause controls and clear recovery paths are provided. No instant withdrawal is promised unless verified for the market.
Safety
Trust before features.
Before adding capability, we hold ourselves to a floor of honesty: balances must be accurate, transactions explained, and risks made visible.
Show balances accurately, with clear source and last-refresh state.
Explain every transaction the user makes or receives.
Make risks visible and never imply that yield is guaranteed.
Keep secrets server-side and enforce least privilege, rate limiting and dependency scanning.
Never display success before chain confirmation; retry safely and reconcile pending transactions.
Kinfi V1 launches as a wallet. Auto-Earn is a separate gated release, not a requirement for the first public build.
FAQ
Questions, answered plainly.
Everything you need to know before you hold, send or allocate your USDC on Solana.
No. Kinfi never implies that yield is guaranteed. Earning strategies are not bank deposits and are not insured; they can lose value or become temporarily illiquid. Any displayed figure is sourced, timestamped and may be variable or estimated.
The app shows clear pending, success or failed states and never displays success before chain confirmation. Failed transactions are not listed in activity as completed, and retries are handled safely.
Kinfi operates on Solana, and the official USDC mint address, token decimals and network are verified on every environment. The token symbol alone is never trusted.
Users control their Solana wallet keys through the embedded wallet. Transaction signing authority is separated from backend orchestration and constrained per action.